• Home
  • About Us
  • Our Services
    • Universal Premium Planning Service
    • Disney Cruise Line Premium Services
    • Disney Premium Services
  • Blog
  • Contact US
  • Multi Generational Travel
  • Disney World
JMorris Travel, LLC
  • Home
  • About Us
  • Our Services
    • Universal Premium Planning Service
    • Disney Cruise Line Premium Services
    • Disney Premium Services
  • Blog
  • Contact US
  • Multi Generational Travel
  • Disney World

5 Things You Should Know About Travel Insurance

6/30/2017

0 Comments

 
​I know. Not the most exciting part of your trip, but quite possibly may be the most important thing to remember about your trip. Most people completely ignore this. 
Even the most seasoned travelers sometimes feel confused about travel insurance — what’s out there, what it covers, whether or not they need it. While coverage and policies vary from state to state, of course, here are some basics of travel insurance to get you started: 
Picture
​1. There are five main types of travel insurance. What you might need depends largely on what kind of trip you’re taking, what kind of traveler you are, and how frequently you travel. The five main types are:
~trip cancellation and interruption (full or partial reimbursement for a trip you need to cancel prior to departure, a trip that gets cancelled because a tour company or resort goes out of business, or a trip that gets cut short for a wide variety of reasons)
~medical (for health issues that occur outside of your normal coverage area)
~evacuation (due to disaster, dangerous weather, political emergency, or medical emergency)
~baggage (reimbursement for lost, stolen, or damaged baggage)
~flight insurance (also called “crash coverage,” this is basically a life insurance policy that covers you while you’re on the plane, in the event of a statistically-rare crash) 
Picture
​2. Just because you have health insurance at home does not mean that it will cover you on your trip. You need to check the ins and outs of your particular health insurance policy. It may cover you while you travel, but many do not. In fact, some insurance policies don’t even cover health emergencies experienced on foreign-flagged vessels — which is what most cruise ships are. Check with your provider, ask your travel agent for suggestions, and of course direct any insurance-related questions to the provider. Read the policy info your travel agent sends you.
3. Some companies offer comprehensive coverage that can serve as your primary coverage while you’re traveling. What does this mean, and how can it benefit you? It means that the insurance company will pay first, regardless of what other insurance you have. They don’t even inquire about additional insurance, saving you tons of paperwork and out-of-pocket expenses. TravelGuard and Travelex are two such companies that provide these policies as an option. ​
4. Weigh the cost of the trip with the cost of insurance. If you just bought a $79 ticket for a quick weekend in Chicago — is it worth it? Maybe, maybe not. If, however, you’re headed out on a once-in-a-lifetime trip that you’ve been saving for for months, travel insurance is likely a great idea. ​
​5. Avoid purchasing travel insurance from the company that’s also hosting your trip. The reason for this? If that company goes out of business, chances are, so does their insurance.
If you’re looking to maximize your fun and minimize your risk, travel insurance might be just the right option for you. Take your time, ask tons of questions, and find what works best for you and your family. 

​
Have questions about insurance – or any other travel-related topic? I’d love to sit down with you in person or over the phone and get to know you and your travel plans better. To get in touch, just visit us at www.JMorrisTravel.com or www.Facebook.com/JMorrisTravel
0 Comments

Your comment will be posted after it is approved.


Leave a Reply.

    Author

    Most of the content is written by people at JMorris Travel.  Every once in a while we will have a guest blogger, usually it is part of our 'family'.Always with a nod to Family Travel!

    Archives

    January 2024
    December 2023
    November 2023
    August 2023
    July 2023
    June 2023
    May 2023
    April 2023
    March 2023
    February 2023
    January 2023
    December 2022
    November 2022
    October 2022
    September 2022
    August 2022
    July 2022
    June 2022
    May 2022
    April 2022
    March 2022
    December 2021
    November 2021
    March 2021
    April 2020
    March 2020
    February 2020
    January 2020
    July 2019
    January 2019
    September 2018
    August 2018
    July 2018
    April 2018
    September 2017
    August 2017
    July 2017
    June 2017
    May 2017
    April 2017
    March 2017
    February 2017
    January 2017
    December 2016

    Categories

    All
    12 Days Of Christmas In July
    2024 Disney Package Release
    Argentina
    Beach
    Become A Travel Professional
    Bucket List Travel
    Cruise
    Cruising With Family
    Cuba
    Disney
    Disney Cruise
    Disney Cruise 2014
    Disney Family
    Disney Planning
    Disney Special Needs Travel
    Dubai
    Family
    Family Travel
    Food!
    Guest Blog
    Holidays
    Iceland
    Join Us!
    June Disney Girls Only!
    Multi Gen Travel
    Multi-Gen Travel
    Packing
    Planning
    Rome
    Saving Money
    Special Needs Travel
    Top 5
    Travel Insurance
    Travel Tips
    Universal Family
    Universal Orlando
    Universal Planning
    Universal Special Needs Travel

    RSS Feed

Picture
JMorris Travel LLC
​Email: [email protected]
Phone: (678) 643-0383  
Site created by Voyager Websites
Our Terms and Conditions
Privacy Policy
Photo from OregonDOT
  • Home
  • About Us
  • Our Services
    • Universal Premium Planning Service
    • Disney Cruise Line Premium Services
    • Disney Premium Services
  • Blog
  • Contact US
  • Multi Generational Travel
  • Disney World